Amazing Progress for Slow-Moving Dividends, But It’s Only the First Inning

Dividends are back in the game, but it’s going to be a long game. The Fed action allowing most banks (BAC not) to increase their dividends is a start, but it is going to be years until we see them paying out at the levels of 2007. I remain very positive on dividends, and it’s a good start, but it’s only the first inning.
See file for details Amazing progress for slow moving dividends but it’s only the first inning.doc

Indicated dividend rate up 7.0% from year-end, that’s a 7% rise in your annual pay 15.0% over last year, but still 12.9% lower than the Jun,’08 high

Expect we won’t return to 2008 high until early 2013 for the S&P 500, and later in 2013 for the rest of the U.S. domestic market

10 initiations – it’s a movement

Expect 15% actual Mar,’11 payment increase over Mar,’10, with quarter at +13%+$16.2B Q1-to-date dividend rate increase vs. +$5.1B for Q1,’10 vs. decrease of $38.7B fo

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Installment Loans 92243

If you need a few extra bucks check out the lender Installment Loans 92243.  Installment Loans 92243 is a great cash provider and they know how to get you money in a timely manner.  I needed some cash and I got it with the help of 1800LoanMart in El Centro.  I had to find a little help to pay my car bill a few months back so I looked for loan options.  I don’t have much with equity or any collateral so I knew my options would be minimal.  That is when I discovered the lender right here.  I decided to fill out the application and find out how much cash I could get.  They gave me more than I needed for my car bill and I was pleasantly surprised.  If you live in El Centro and you need some cash you can get it in a few hours.  Fill out the application and find out what you can get today with Installment Loans 92243!

Mobile Money Get Website Revamp

The Logbook Loans company Mobile Money has this month revealed their new website designed with WordPress. It is understood that the new design has been on the cards for a number of months, and was intended to be launched prior to their radio advertising campaign.

As you can see the new website is stunning, and offers numerous features that one may normally attribute to modern Payday Loan websites, including a loan calculator on the home page. The website is sure to be a hit with new and existing customers. The new website also advertises their strict adherence to the consumer credit trade associations new code of practice, which is helping to regulate the industry as a whole following a number of high profile court cases.

I’m sure everyone will agree that Mobile Moneys website is looking great, but who exactly designed it?

The design company was a UK web design agency by the name of Yoma who specialize in e-commerce design, PPC, SEO and Social Media.

Is it the return of teaser loans ?

It seems the “teaser” season is back in force. ICICI has announced a new home loan scheme wherein the consumer is in a position to get a fixed rate of interest for the first 12 – 24 months or 36 months before shifting to the applicable floating rate after the “fixed rate” period is over. HDFC has also  announced a scheme where the consumers get a fixed rate for 3 years or 5 years before shifting to applicable floating rate. LIC Housing Finance has also launched its Advantage 5 scheme. Many consumers have interpreted this as a return of the “teaser rate” loans that were so popular with the consumers till the tight liquidity position and the regulators frown put an end to this product.

Classically for a loan to be classified as a “teaser rate” loan you need a period (can range from a few months to a few years) during which the consumer pays interest rates that are lower than what he would otherwise pay on a normal loan for a similar purpose and duration. As you can see from the accompanying table, the new schemes do not offer any concessional rates at all as compared to a regular floating rate loan. In fact in longe

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