Every individual wishes to have his/her own personal car with which he/she can commute easily. Moreover, having a personal car is a valuable asset for the family also. However, it can be difficult to arrange finances required to purchase a car. There are auto loan facilities provided by banks and other lending institutions but even their requirements can make it difficult to get the finances. There are some things which an applicant can do to ensure that the loan is approved easily and/or at a good rate. These include:

The first thing every individual do is to always obtain the free credit report provided by credit bureaus.

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We’re now just one week away until the reform changes for federal student loans officially start going into effect.

On July 1, all schools taking part in the FFEL program will have switched over to the Federal Direct Loan Program (FDLP). What does this switch mean to you? Read our guide to the Student Aid and Fiscal Responsibility Act.

You can also keep up with the latest updates and information on our student reform page.

By Suzanne Kapner

The Federal Bureau of Investigation is preparing a nationwide crackdown on mortgage fraud, the latest in a series of efforts to curb lending practices that contributed to the housing meltdown, according to people familiar with the matter.

The FBI is preparing to arrest hundreds of people across the US as early as next week for offences including encouraging borrowers to falsify income on mortgage applications, misleading home owners about foreclosure rescue programmes, and inflating home appraisals, said two people with knowledge of the operation.

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This morning my alarm clock went off at 6AM, like every other day. Like most people these days, according to recent marketing studies, I reach for my Iphone to get a feel of what the mood in the financial markets will be like by the time I reach my office. Today the overall mood was grim at best. The National Mortgage and Real Estate Reports websites posted depressing reports quoting that the Case Schiller Report showed a national negative, or decrease of 0.2%  month over month, and a negative of  3.1% year over year in home values. As a homeowner and mortgage professional this is sobering news. The reports

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